Forward-Looking Real Estate Consulting: Expertise Throughout the Entire Lifecycle
Migros Bank supports property owners throughout the entire life cycle of their properties.
Anyone who owns or plans to own real estate faces many market challenges. For example, when it comes to preventing vacancies or setting prices per square meter or rental rates in line with market conditions, without neglecting supply and demand. This is where Migros Bank comes in with its professional advisory approach, which combines economic foresight, market data, and customized solutions: for private property owners, small and medium-sized enterprises (SMEs), or real estate investors who want more than just mortgages—they want personalized advice tailored to their specific properties.
Migros Bank’s advisory approach consists of multi-part modules that can be worked through with clients individually, depending on their situation.
The “Residential Unit Analysis” advisory approach provides an excellent foundation for making informed decisions, enabling clients to develop a value-enhancing strategy and manage the property’s performance. This is because market-oriented rental and purchase price analyses, the early positioning of new construction projects, or location-appropriate usage concepts can be precisely determined by comparing them with relevant and currently available market data.
In collaboration with CSL Immobilien AG, a subsidiary of Migros Bank with over 50 years of experience in the Swiss real estate market, we also offer a comprehensive range of services tailored to diverse market perspectives and needs, covering all aspects of residential and commercial properties: From property management and marketing to developer services.
Interest Rate Trend Analysis: Outlook on Future Mortgage Costs
Another key component of Migros Bank’s advisory approach is the interest rate trend analysis, which helps clients pursue the right mortgage strategy. With the interest rate trend analysis, the mortgage portfolio can be simulated for the future using various defined interest rate scenarios. This ensures that even with more complex real estate portfolios, there remains flexibility to define appropriate hedging strategies and adjust mortgages to market expectations at the right time.
Sustainability as the Key to Increasing Real Estate Value
Sustainability is a particularly important issue for owners of older properties, as it has a direct impact on the property’s value. Another element of our advisory approach—the sustainability analysis—highlights the benefits of renovating properties with sustainability in mind. This involves calculating a property’s CO2 emissions, energy costs, and energy consumption, and presenting these figures alongside a modernization plan and the resulting future cost savings.
Comprehensive Support for Property Owners
Anyone who owns one or more properties and is planning to develop them needs more than just a financing solution today. This is precisely where Migros Bank comes in, offering tailored solutions for various customer groups who want to develop their properties in a sustainable, profitable, and forward-looking manner.
For more information, visit: migrosbank.ch