According to surveys by Moneypark and Pricehubble, single-family homes increased in price by an average of 3.4 percent nationwide, while condominiums rose by 2.4 percent. Year-on-year, this corresponds to an increase of 7.4 percent for houses and 4.2 percent for apartments. The regional picture is varied. House prices rose by 3.6% in French-speaking Switzerland and by 3.2% in German-speaking Switzerland. Condominiums rose in price similarly in both parts of the country, with Western Switzerland slightly ahead in a year-on-year comparison.<\/p>\n\n\n\n\n\n
Medium-term mortgages in vogue Banks expand market share Outlook The Swiss real estate market remains on an upward trend. Both single-family homes and condominiums increased significantly in value in the first half of 2025. The price trend accelerated in the second quarter in particular. Driven by high demand and a persistently low interest rate environment.<\/p>\n","protected":false},"author":2,"featured_media":137162,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"pmpro_default_level":"","_surecart_dashboard_logo_width":"180px","_surecart_dashboard_show_logo":true,"_surecart_dashboard_navigation_orders":true,"_surecart_dashboard_navigation_invoices":true,"_surecart_dashboard_navigation_subscriptions":true,"_surecart_dashboard_navigation_downloads":true,"_surecart_dashboard_navigation_billing":true,"_surecart_dashboard_navigation_account":true,"inline_featured_image":false,"_monsterinsights_skip_tracking":false,"footnotes":""},"categories":[12481,22358,12476,22305,22433],"tags":[12878,22434,12525,12526,12528,12930],"class_list":["post-137167","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-business-en","category-construction","category-immonews","category-switzerland","category-trends-en","tag-hypotheken-en","tag-immobilienpreise-en","tag-immoinvest-en","tag-immonews-en","tag-news-en","tag-wohneigentum-en","pmpro-has-access"],"acf":{"bild_mit_ki_erstellt_worden":[],"lead":"The Swiss real estate market remains on an upward trend. Both single-family homes and condominiums increased significantly in value in the first half of 2025. The price trend accelerated in the second quarter in particular. Driven by high demand and a persistently low interest rate environment.","autor":"Quelle FuW","ort":"","bildunterschrift":"","zusammenfassung":"","bild_im_grid":false,"gallerie":"","newsim":""},"aioseo_notices":[],"aioseo_head":"\n\t\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t
<\/strong>When it comes to financing, buyers increasingly prefer medium-term mortgages with terms of five to nine years. At the same time, Saron mortgages are gaining in popularity. Particularly in German-speaking Switzerland, where they account for 19 percent of new contracts. In French-speaking Switzerland, this figure is 7 percent. For first mortgages, the Saron share is around 10 percent, for second mortgages over 20 percent. This financing solution offers buyers flexibility and allows them to benefit from the current low prime rate.<\/p>\n\n\n\n\n\n
<\/strong>The rising demand for Saron mortgages is also having an impact on market distribution. Banks were able to increase their share to 67%, an increase of 12 percentage points compared to the first half of the previous year. Insurance companies, on the other hand, lost significant ground, with their market share falling to 19 percent. Pension funds increased and now hold a 14% market share, but are not benefiting from the Saron mortgage business, which is offered exclusively by banks.<\/p>\n\n\n\n\n\n
<\/strong>With persistently high demand, limited supply and a growing preference for flexible financing models, the upward trend in residential property prices is likely to continue in the coming quarters. At the same time, the development of interest rates will be decisive in determining whether Saron mortgages can continue their upward trend.<\/p>\n\n","protected":false},"excerpt":{"rendered":"